{"id":940,"date":"2025-07-02T21:00:41","date_gmt":"2025-07-02T21:00:41","guid":{"rendered":"https:\/\/doinafrica.com\/?p=940"},"modified":"2025-07-03T14:37:39","modified_gmt":"2025-07-03T14:37:39","slug":"%d8%ab%d9%88%d8%b1%d8%a9-%d8%a7%d9%84%d8%aa%d9%83%d9%86%d9%88%d9%84%d9%88%d8%ac%d9%8a%d8%a7-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%81%d9%8a-%d9%85%d8%b5%d8%b1-%d9%83%d9%8a%d9%81-%d9%8a%d8%aa","status":"publish","type":"post","link":"https:\/\/doinafrica.com\/ar\/%d8%ab%d9%88%d8%b1%d8%a9-%d8%a7%d9%84%d8%aa%d9%83%d9%86%d9%88%d9%84%d9%88%d8%ac%d9%8a%d8%a7-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%a9-%d9%81%d9%8a-%d9%85%d8%b5%d8%b1-%d9%83%d9%8a%d9%81-%d9%8a%d8%aa\/","title":{"rendered":"\u062b\u0648\u0631\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0645\u0635\u0631: \u0643\u064a\u0641 \u064a\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0634\u0628\u0627\u0628 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\u0643\u0627\u0645\u0644\u0629\u064b.<\/p>\n\n<p>\u0627\u0644\u0622\u0646\u061f \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062b\u0644 InstaPay \u0648Fawry \u062c\u0639\u0644\u062a \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0633\u0647\u0644\u0627\u064b \u0643\u0625\u0631\u0633\u0627\u0644 \u0631\u0633\u0627\u0644\u0629 \u0646\u0635\u064a\u0629. \u0634\u0627\u0647\u062f\u062a\u064f \u0630\u0644\u0643 \u0628\u0646\u0641\u0633\u064a \u062e\u0644\u0627\u0644 \u0632\u064a\u0627\u0631\u062a\u064a \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0642\u0627\u0647\u0631\u0629. \u0643\u0627\u0646 \u0627\u0644\u0637\u0644\u0627\u0628 \u064a\u0646\u0638\u0645\u0648\u0646 \u0631\u062d\u0644\u0627\u062a \u062c\u0645\u0627\u0639\u064a\u0629\u060c \u0648\u064a\u0642\u0633\u0645\u0648\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629\u060c \u0628\u0644 \u0648\u064a\u062c\u0645\u0639\u0648\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u062d\u0641\u0644\u0627\u062a \u0627\u0644\u062a\u062e\u0631\u062c - \u0643\u0644 \u0630\u0644\u0643 \u0639\u0628\u0631 \u0647\u0648\u0627\u062a\u0641\u0647\u0645\u060c \u0648\u0628\u0634\u0643\u0644 \u0641\u0648\u0631\u064a\u060c \u062f\u0648\u0646 \u0639\u0646\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0630\u064a \u0643\u0627\u0646 \u064a\u064f\u0633\u0628\u0628 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u062a\u0627\u0639\u0628.<\/p>\n\n<table class=\"data-table-professional-667\">\n<tr class=\"table-row-alternating-556\">\n<th class=\"table-header-cell-223\">\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/th>\n<th class=\"table-header-cell-223\">\u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629<\/th>\n<th class=\"table-header-cell-223\">\u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629<\/th>\n<th class=\"table-header-cell-223\">\u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0648\u0641\u0631<\/th>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u0641\u062a\u062d \u062d\u0633\u0627\u0628<\/td>\n<td class=\"table-data-cell-224\">2-3 \u0632\u064a\u0627\u0631\u0627\u062a \u0641\u0631\u0639\u064a\u0629<\/td>\n<td class=\"table-data-cell-224\">\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u062a\u0633\u062a\u063a\u0631\u0642 15 \u062f\u0642\u064a\u0642\u0629<\/td>\n<td class=\"table-data-cell-224\">4-6 \u0633\u0627\u0639\u0627\u062a<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/td>\n<td class=\"table-data-cell-224\">\u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0641\u0631\u0639 + \u0627\u0644\u0646\u0645\u0627\u0630\u062c<\/td>\n<td class=\"table-data-cell-224\">\u0646\u0642\u0644 \u0641\u0648\u0631\u064a \u0644\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/td>\n<td class=\"table-data-cell-224\">45-90 \u062f\u0642\u064a\u0642\u0629<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u062f\u0641\u0639 \u0627\u0644\u0641\u0627\u062a\u0648\u0631\u0629<\/td>\n<td class=\"table-data-cell-224\">\u0646\u0642\u0627\u0637 \u062e\u062f\u0645\u0629 \u0645\u062a\u0639\u062f\u062f\u0629<\/td>\n<td class=\"table-data-cell-224\">\u0627\u0644\u062f\u0641\u0639 \u0628\u0646\u0642\u0631\u0629 \u0648\u0627\u062d\u062f\u0629<\/td>\n<td class=\"table-data-cell-224\">2-3 \u0633\u0627\u0639\u0627\u062a \u0634\u0647\u0631\u064a\u064b\u0627<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u0637\u0644\u0628 \u0642\u0631\u0636<\/td>\n<td class=\"table-data-cell-224\">\u0627\u0644\u0623\u0648\u0631\u0627\u0642 + \u0627\u0644\u0627\u0646\u062a\u0638\u0627\u0631<\/td>\n<td class=\"table-data-cell-224\">\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 + \u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td>\n<td class=\"table-data-cell-224\">2-3 \u0623\u0633\u0627\u0628\u064a\u0639<\/td>\n<\/tr>\n<\/table>\n\n<p>\u0644\u0643\u0646 \u0645\u0627 \u064a\u0644\u0641\u062a \u0627\u0646\u062a\u0628\u0627\u0647\u064a \u0623\u0643\u062b\u0631 \u0647\u0648 \u0627\u062e\u062a\u0644\u0627\u0641 \u062a\u0639\u0627\u0645\u0644 \u0647\u0630\u0627 \u0627\u0644\u062c\u064a\u0644 \u0645\u0639 \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0641\u0647\u0645 \u0644\u0627 \u064a\u0633\u062a\u062e\u062f\u0645\u0648\u0646 \u0647\u0630\u0647 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\u0627\u0644\u0645\u0627\u0644\u064a\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0623\u0639\u0631\u0641\u0647\u0645 \u0641\u064a \u0646\u064a\u0648\u064a\u0648\u0631\u0643.<\/p>\n\n<div class=\"quote-block-premium-445\">\n\u0643\u0627\u0646\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u062a\u0634\u0639\u0631\u0646\u0627 \u0628\u0623\u0646\u0646\u0627 \u0646\u0632\u0639\u062c\u0647\u0645 \u0628\u0637\u0644\u0628\u0646\u0627 \u062e\u062f\u0645\u0627\u062a \u0623\u0633\u0627\u0633\u064a\u0629. \u0623\u0645\u0627 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u062a\u0634\u0639\u0631\u0646\u0627 \u0628\u0642\u064a\u0645\u062a\u0646\u0627 \u0643\u0639\u0645\u0644\u0627\u0621. \u0627\u0644\u0641\u0631\u0642 \u0648\u0627\u0636\u062d\u064c \u062c\u0644\u064a\u0651.\n<footer>\u0641\u0627\u0637\u0645\u0629 \u0627\u0644\u0631\u0634\u064a\u062f\u060c 24 \u0639\u0627\u0645\u064b\u0627\u060c \u062e\u0631\u064a\u062c\u0629 \u0639\u0644\u0648\u0645 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631<\/footer>\n<\/div>\n\n<p>\u062a\u0645\u062a\u062f \u0622\u062b\u0627\u0631 \u0647\u0630\u0647 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0625\u0644\u0649 \u0645\u0627 \u0647\u0648 \u0623\u0628\u0639\u062f \u0645\u0646 \u0645\u062c\u0631\u062f \u0631\u0627\u062d\u0629 \u0627\u0644\u0623\u0641\u0631\u0627\u062f. \u062a\u0633\u062a\u0641\u064a\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0645\u0635\u0631 \u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0647\u0627\u0626\u0644\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a. \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0628\u0627\u0639\u0629 \u0627\u0644\u062c\u0627\u0626\u0644\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u0644\u0645 \u064a\u0633\u0628\u0642 \u0644\u0647\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0627\u062a \u062a\u062c\u0627\u0631\u064a\u0629 \u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0639\u0628\u0631 \u0631\u0645\u0648\u0632 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0627\u0644\u0628\u0633\u064a\u0637\u0629.<a href=\"#ref-4\" class=\"reference-marker-inline-951\">4<\/a>\u0644\u0642\u062f \u0627\u062e\u062a\u0641\u0649 \u062d\u0627\u062c\u0632 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a\u060c \u0648\u0647\u0630\u0627 \u0645\u0646 \u0634\u0623\u0646\u0647 \u0623\u0646 \u064a\u062e\u0644\u0642 \u0641\u0631\u0635\u0627\u064b \u0644\u0645 \u0646\u0643\u0646 \u0644\u0646\u062a\u062e\u064a\u0644\u0647\u0627 \u0642\u0628\u0644 \u0628\u0636\u0639 \u0633\u0646\u0648\u0627\u062a \u0641\u0642\u0637.<\/p>\n\n<\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-scaled.jpg\" alt=\"\" class=\"wp-image-941\" srcset=\"https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-scaled.jpg 2560w, https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-300x200.jpg 300w, https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-1024x683.jpg 1024w, https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-768x512.jpg 768w, https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-1536x1024.jpg 1536w, https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-2048x1365.jpg 2048w, https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-18x12.jpg 18w, https:\/\/doinafrica.com\/wp-content\/uploads\/2025\/07\/pexels-n-voitkevich-6214394-2000x1333.jpg 2000w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><figcaption class=\"wp-element-caption\">\u0635\u0648\u0631\u0629 \u0628\u0633\u064a\u0637\u0629 \u0645\u0639 \u062a\u0639\u0644\u064a\u0642<\/figcaption><\/figure>\n\n\n\n<div class=\"blogmaster-pro-container\">\n<div class=\"content-wrapper-premium-847\">\n\n<h2 class=\"subheader-tier2-designation-924\" id=\"mobile-payment-revolution\">\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644: \u0645\u0646 \u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0646\u0642\u062f \u0625\u0644\u0649 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 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\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0623\u064a\u0636\u064b\u0627. \u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u0645\u062e\u0627\u0648\u0641 \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0643\u0628\u064a\u0631\u0629\u060c \u0648\u062e\u0627\u0635\u0629\u064b \u0628\u064a\u0646 \u0627\u0644\u0623\u062c\u064a\u0627\u0644 \u0627\u0644\u0623\u0643\u0628\u0631 \u0633\u0646\u064b\u0627. \u0644\u0642\u062f \u0633\u0645\u0639\u062a\u064f \u0642\u0635\u0635\u064b\u0627 \u0644\u0627 \u062a\u064f\u062d\u0635\u0649 \u0639\u0646 \u0623\u062c\u062f\u0627\u062f \u064a\u0631\u0641\u0636\u0648\u0646 \u0627\u0644\u062b\u0642\u0629 \u0628\u0640&quot;\u0623\u0645\u0648\u0627\u0644\u064d \u0644\u0627 \u0648\u062c\u0648\u062f \u0644\u0647\u0627 \u0625\u0644\u0627 \u0641\u064a \u0627\u0644\u0647\u0648\u0627\u062a\u0641&quot;. \u0644\u0627 \u064a\u062d\u062f\u062b \u0627\u0644\u062a\u0643\u064a\u0641 \u0627\u0644\u062b\u0642\u0627\u0641\u064a \u0628\u064a\u0646 \u0639\u0634\u064a\u0629 \u0648\u0636\u062d\u0627\u0647\u0627\u060c \u0648\u0627\u0644\u0635\u0628\u0631 \u0645\u0637\u0644\u0648\u0628\u064c \u0645\u0639 \u062a\u0643\u064a\u0641 \u0627\u0644\u0623\u062c\u064a\u0627\u0644 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0639 \u0627\u0644\u0648\u0627\u0642\u0639 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062c\u062f\u064a\u062f.<\/p>\n\n<table class=\"data-table-professional-667\">\n<tr class=\"table-row-alternating-556\">\n<th class=\"table-header-cell-223\">\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062f\u0641\u0639<\/th>\n<th class=\"table-header-cell-223\">\u0627\u0633\u062a\u062e\u062f\u0627\u0645 2019<\/th>\n<th class=\"table-header-cell-223\">\u0627\u0633\u062a\u062e\u062f\u0627\u0645 2023<\/th>\n<th class=\"table-header-cell-223\">\u0645\u0639\u062f\u0644 \u0627\u0644\u0646\u0645\u0648<\/th>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629<\/td>\n<td class=\"table-data-cell-224\">8%<\/td>\n<td class=\"table-data-cell-224\">47%<\/td>\n<td class=\"table-data-cell-224\">+487%<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0631\u0645\u0632 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629<\/td>\n<td class=\"table-data-cell-224\">2%<\/td>\n<td class=\"table-data-cell-224\">31%<\/td>\n<td class=\"table-data-cell-224\">+1,450%<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u0628\u0637\u0627\u0642\u0627\u062a \u0628\u062f\u0648\u0646 \u062a\u0644\u0627\u0645\u0633<\/td>\n<td class=\"table-data-cell-224\">12%<\/td>\n<td class=\"table-data-cell-224\">38%<\/td>\n<td class=\"table-data-cell-224\">+217%<\/td>\n<\/tr>\n<tr class=\"table-row-alternating-556\">\n<td class=\"table-data-cell-224\">\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/td>\n<td class=\"table-data-cell-224\">78%<\/td>\n<td class=\"table-data-cell-224\">39%<\/td>\n<td class=\"table-data-cell-224\">-50%<\/td>\n<\/tr>\n<\/table>\n\n<h3 class=\"subheader-tier3-designation-925\">\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a<\/h3>\n\n<p>\u0645\u0627 \u064a\u0645\u064a\u0632 \u062b\u0648\u0631\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0645\u0635\u0631 \u0639\u0646 \u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u062a\u064a \u062f\u0631\u0633\u062a\u0647\u0627 \u0647\u0648 \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0645\u062f\u0631\u0648\u0633 \u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0645\u0639 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062d\u062f\u064a\u062b\u0629. \u0641\u0627\u0644\u0634\u0628\u0627\u0628 \u0627\u0644\u0645\u0633\u0644\u0645\u0648\u0646 \u0627\u0644\u0645\u0635\u0631\u064a\u0648\u0646 \u0644\u0627 \u064a\u0639\u062a\u0645\u062f\u0648\u0646 \u0623\u064a \u0645\u0646\u062a\u062c \u0645\u0627\u0644\u064a \u0631\u0642\u0645\u064a \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u064a\u0628\u062d\u062b\u0648\u0646 \u062a\u062d\u062f\u064a\u062f\u064b\u0627 \u0639\u0646 \u062d\u0644\u0648\u0644 \u062a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0642\u064a\u0645\u0647\u0645 \u0627\u0644\u062f\u064a\u0646\u064a\u0629.<\/p>\n\n<p>\u062a\u0643\u062a\u0633\u0628 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0645\u062b\u0644 &quot;\u062e\u0632\u0646\u0629&quot; \u0648&quot;\u0628\u0644\u0627\u0646\u0643&quot; \u0632\u062e\u0645\u064b\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u062a\u062a\u062c\u0646\u0628 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0645\u0639 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0631\u0627\u062d\u0629 \u0627\u0644\u062a\u064a \u064a\u0637\u0644\u0628\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0648\u0646 \u0627\u0644\u0634\u0628\u0627\u0628.<a href=\"#ref-7\" class=\"reference-marker-inline-951\">7<\/a>\u0648\u0644\u0627 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062f\u064a\u0646\u064a \u0641\u062d\u0633\u0628\u061b \u0628\u0644 \u064a\u062a\u0639\u0644\u0642 \u0623\u064a\u0636\u064b\u0627 \u0628\u0625\u0646\u0634\u0627\u0621 \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u062a\u0639\u0643\u0633 \u0627\u0644\u0642\u064a\u0645 \u0627\u0644\u062b\u0642\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u064a\u0629 \u0628\u0634\u0643\u0644 \u062d\u0642\u064a\u0642\u064a.<\/p>\n\n<div class=\"quote-block-premium-445\">\n\u0646\u062d\u0646 \u0644\u0627 \u0646\u0643\u062a\u0641\u064a \u0628\u0631\u0642\u0645\u0646\u0629 \u0646\u0645\u0627\u0630\u062c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u063a\u0631\u0628\u064a\u0629 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u0646\u0628\u062a\u0643\u0631 \u062d\u0644\u0648\u0644\u0627\u064b \u0645\u0627\u0644\u064a\u0629 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\u0627\u0644\u062e\u064a\u0631\u064a\u0629\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0633\u062a\u062e\u062f\u0645 \u062c\u0645\u0639\u064a\u0627\u062a \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0644\u0625\u062f\u0627\u0631\u0629 \u062c\u0645\u0639\u064a\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062f\u0648\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u0648\u064f\u062c\u062f\u062a \u0641\u064a \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0635\u0631\u064a\u0629 \u0645\u0646\u0630 \u0623\u062c\u064a\u0627\u0644.<\/p>\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light has-parallax\"><div class=\"wp-block-cover__image-background wp-image-944 size-large has-parallax\" style=\"background-position:50% 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